We analyzed rates across the city to find the cheapest car insurance for several types of drivers. A minimum-coverage policy costs $41 per month, which is. State Farm has the cheapest full coverage car insurance quotes in Houston. Employees' monthly premiums are paid using pretax dollars. Military members, veterans and their families can also take advantage of affordable rates from USAA. 9% in the past year. With a typical Bronze plan, the insurance company pays 60% of. Texas Farm Bureau Insurance has the lowest average rates in Houston at $1,243 per year for full coverage. Travelers, Secura and Wolverine Mutual are some of the cheapest car insurance companies in Michigan, according to Bankrate’s analysis. Auto-Owners is the cheapest top insurer in Michigan, with rates as low as $67 per month. The cost of repairs or replacement is also low, so this. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. $42/month extra. The best car insurance for 30-year-olds is GEICO, which offers coverage for 37% less than average for the age group. On average, MoneyGeek found that the cheapest car insurance company in Nevada for a minimum coverage policy are:. The insurance group a particular model is placed in depends on a. Group 20. Allstate $895 $1,200 $1,322 $1,343 $1,372 $1,435 $1,505 $1,619 $2,164. But if you qualify as a military member, veteran or family member, USAA is the cheapest by far, at only $23 per month. State Farm is the most expensive company, of those MoneyGeek collected quotes for in Cleveland, for a minimum coverage policy at around $2,465 a year. com Q3 2023 price index data. The cheapest car insurance companies include State Farm, Travelers and Geico, according to. The best way to get the lowest premium is to compare rates from at least three insurers. Insurance. The Best Cheap Car Insurance Companies. £1,777. American Family is the best car insurance company in Arizona overall, according to NerdWallet’s analysis. Car insurance price trends in Utah. *Confused. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. *Based on annual premiums for a 17 year old main driver in 2023, accurate as of March 2023. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure and 50 the most expensive. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. The cheapest auto insurance company in Phoenix for teen drivers is Geico. C. The Best Car Insurance in Arizona in 2023. A full coverage policy from Progressive costs $188 per month. San Antonio's cheapest option for full coverage car insurance in 2023 is GEICO with rates at $125 per month or $750 per six-month policy, according to our data. $41/mo. Cheap full coverage insurance in Houston: State Farm. The average cost of full-coverage car insurance in Michigan is $419 per month, and liability-only coverage costs $191 per month. Company Avg. Farm Bureau is the second-cheapest option, at $191 per month. Kemper. Honda CR-V LX. On average, Nationwide charges. Progressive: $300 per year. For a full list read our guide. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. Geographic location impacts car insurance premiums, even within a specific state. 6% between 2019. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. AAA car insurance is available to both AAA members and non-members, depending on your state. Progressive is the cheapest major car insurance company for full coverage policies, providing savings of $850 compared to the national average. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. Being convicted of a DUI can inflict a devastating blow on your efforts to keep car insurance costs low. Cheap Car Insurance in Maine. Swinton: Best for convicted drivers. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. 3. The average cost for full coverage car insurance in California is $1,837, $776 more than the average rate in Los Angeles. Limits for the legal minimum coverage level are higher than in most other states, leading to a yearly rate of about $1,190. State Farm offers the cheapest quotes for drivers in Alabama who have been caught speeding, at rates of around $107 per month. Those in group 2 are usually cheap to buy, run, and maintain as well as being low risk of being stolen. Save up to £489 on your car insurance*. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. NYCM’s average rate for minimum coverage is 78% lower than the city average. The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. Get a quote. Among the regional companies in our analysis, Concord Group, IMT and Grange are among the cheapest car insurance companies in the areas they serve. Put your car registration number into our group checker to see where your car sits. A minimum-coverage policy costs $41 per month, which is 21% cheaper than. Cars in insurance group 4 are some of the cheapest cars to insure. Nationwide is only a little cheaper than Farmers Mutual and State Farm. 3. Drivers with multiple claims in New Hampshire. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. Our rate data shows that Texas Farm Bureau offers the cheapest full-coverage insurance in Austin with rates of $128 per month. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. For a 21-year-old male, the average cost is $917 per year and for a female driver, the same policy could cost about $850 per year for the state minimum policy. USAA has the most affordable liability-only rates at $31 per month. In the UK, every car is given an insurance group from 1-50, with cars in group 1 generally being the cheapest to insure. Cheapest car insurance cost in Phoenix by Age Group. For full coverage, its average annual rate for Phoenix drivers is $3,345. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for. Paradoxically, its low cost contributes to its high insurance premiums. Ford Escape ($1,609). Cheapest Car Insurance in California for Seniors (November 2023) The following companies offer the cheapest full coverage car insurance in California for seniors: CSAA: $367 per year. Auto-Owners car insurance costs for drivers ages 70 and 80 are pretty good compared to top competitors. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. In general, they have smaller, less powerful engines so are less risk to an insurance provider and this is reflected in the price. The three main types of car insurance are often considered: liability, comprehensive, and collision. Company. The cheapest company in Tucson is Root ($346). Cheapest car insurance after a speeding ticket: State Farm. Insurers put all cars into groups from 1 to 50. Cheap auto insurance in Illinois for minimum coverage. around £607 for insurance on a group 3 car, like the Vauxhall Corsa 1. The Zebra analyzed rates from top car insurance companies to see who has the cheapest rates in 2023. Monthly rate. The cheapest company in Atlanta is Georgia Farm Bureau ($122 per month). On average, Louisiana drivers pay $2,909 per year for full coverage and $805 per year for minimum coverage. The Zebra's key takeaways about car insurance in Dallas: The average cost of a car insurance policy in Dallas is $1,170 per six-month policy — $195 per month. The best cheap car insurance for new drivers comes from Geico, according to our research. What is insurance group 34? When it comes to car insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps insurers to calculate your car insurance premiums. The cheapest car insurance companies in Texas. USAA coverage is about 39 percent. Second cheapest rates for drivers found to be at fault for a collision. Pay-in-full. Cheap auto insurance in Ohio for minimum coverage. California minimum liability requirements are $15,000 per person/$30,000 per person in bodily injury liability and $5,000 in property. Avg. This is about 31. Free quotes. Young drivers can find affordable car insurance rates by shopping around and comparing quotes from different insurance companies. The Best Cheap Car Insurance Companies. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. In Illinois, the average cost for minimum coverage is $43 per month, or $516 yearly — a savings of $983 compared to full coverage. Cheapest. For full coverage, its average annual rate for Montgomery drivers is $3,205. Policies from Dairyland are the most expensive for sports car insurance at $2,821 per year on average. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. The cheapest car insurance companies in Alabama. or around £791 for a Ford Fiesta X Edition 1. State Farm and. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. Zebra Tip: The cheapest companies for Richmond drivers between ages 20 and 30 are Penn National, USAA and Nationwide. Car insurance is an essential purchase for all drivers. Credit cards. On average, Southern Farm Bureau Casualty Insurance Group offers the cheapest car insurance estimates for 17-year-old drivers at $2,775 per year or $231 per month. 1 Excludes esure Flex. . For a full list read our guide. State Farm also has the most affordable full-coverage policy, at $193 per. The two cheapest car insurance companies in Maine for drivers in their 20s are: Travelers: $716 per year; Concord Group: $770 per year; According to our data, Bristol West offers the most expensive full. $50. Edited by. Bankrate’s analysis revealed Auto-Owners, USAA and Geico as the cheapest car insurance companies, with average minimum rates starting at $325 per year. This rate difference illustrates how location can affect insurance costs. The average cheapest car insurance companies in Cleveland for a minimum coverage policy are: Erie: $217 per year. Compared to the average cost for people with a speeding ticket, State Farm's rates are $710 cheaper per year. Its average was $450. Of course, there’s a number of other factors that help determine the cost of your car insurance such as age, location and driving history, but a. That's 55% cheaper than the state average of $238 per month. This can make it hard to find cheap car insurance in B. Geico: Best for drivers looking for low-cost coverage. Best cheap car insurance companies in Texas. Auto-Owners: Best Cost for Drivers Who Have Caused an. The cheapest car insurance company in Maine is Concord Group at $766 per year on average, or $64 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Best customer support: USAA. Average state rate. Cheapest full-coverage car insurance in NJ: Geico. Check your car insurance group today. Progressive has the best quotes for Utah drivers with poor credit, at $204 per month. Check what car your group is in using our car insurance group checker tool. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. GEICO is the cheapest large car insurance company, with average rates of $34 a month for minimum coverage. Annual Premium. Cheapest for liability: State Farm. The cheapest auto insurance company in Montgomery for teen drivers is USAA. Car insurance costs an average of $147 per month or $1,759 per year. 4 i-VTEC SE 5d, which is a group 8 model. The manual version of the same car is in insurance. Geico typically offers the cheapest car insurance in New Jersey, with an average cost of $1,359 per year for full coverage. Bauer Media Group consists of : Bauer Consumer Media Ltd, Company number 01176085; Bauer Radio Limited, Company number: 1394141; Registered office: Media House, Peterborough Business Park, Lynch Wood. In fact, our data shows that 17-year-olds pay £2,613 for their insurance on average - that's more than double the average price across all ages of £924*. For drivers in Ohio with a recent accident, here are the lowest average rate options for full coverage: Hastings Mutual: $618 per year, or about $52 per month. There are some sites that just look at insurance for young drivers,. Toyota Tacoma SR ($1,647). Farmers is the second most affordable company, with an average rate of $259 per month. Typically, the lower a car's insurance group number, the cheaper it will be to insure. 2024 Mitsubishi Mirage G4. $315. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. 39% of Zebra customers in Tucson stated they used our product because they were paying too much for car insurance with their. With PriceProtect™, compare car insurance quotes from more than 50 top insurance companies at lightning speed—we’re talking seconds. 73, with an average premium cost of £1,840. State Farm offers the cheapest quotes for full coverage policies, charging $94 per month, or $1,123 a year, which is around 45% cheaper than the Delaware state average. State Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. With group 1 being the lowest possible insurance group, the cars that fit in this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. For full coverage, State Farm is slightly cheaper than Geico. Keep an eye out for admin fees when comparing policies. In the Empire State. When you stack age and gender together, you end up with even more disparity in auto insurance rates. New Orleans ranks as the most expensive city for car insurance in Louisiana. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. Cheapest full coverage: State Farm. 89. Our study found AAA insurance to be the most expensive for. AAA California: $853 per year. Auto-Owners 3. Cheapest car insurance for UT drivers with poor credit: Progressive. According to a recent study. The company's outstanding service to its policyholders is an excellent complement to this reasonable rate. Drivers with full coverage pay. Written by. Kemper is also the cheapest car insurance company in New York, with an annual average premium of $518, higher than its Syracuse rate. Although USAA typically offers lower rates, it is only available to military. The recent pricing trend in Utah leans toward slightly cheaper car insurance costs. But car insurance rates depend on a number of factors — let's dive into the data and learn more. The second cheapest insurance company is USAA, which charges $146 per month or $877 for a six-month policy. An average policy with Buckeye is $74 per month or $444 per six-month policy, while the second cheapest is USAA at $85 per month or $509 for a six-month policy. The cheapest insurance group for cars will be in the Group 1 to Group 10 categories. By Drew Gula. Monthly Premium. This is because liability is required by law in most states, and comprehensive. Best customer support: Farm Bureau. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of £2049. $2,525. Coverage options include accident forgiveness, diminishing deductibles, gap insurance and new car replacement. Overall, people with a speeding ticket can expect their average cost of auto insurance to be $162 per month in Kansas. LV=: Best for cheaper rates. The cheapest company in New Orleans is USAA ($1,206). 0 litre engine and. Nationwide: Best perks for loyal customers Progressive: Best for accident forgiveness Country Financial: Best for having few customer complaints Auto-Owners:. Progressive offers the cheapest rate at $160 a month on average for. State-minimum car insurance in New Hampshire. Average car insurance cost: £344. According to Nationwide, you may save between 15%. However, the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. How we chose our best picks. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. Adding comprehensive and collision insurance to a policy may cost $272 more per year. When it comes to the best car insurance for your wallet, Progressive comes out on top. Written by Natalie Todoroff Edited by. State Farm has the cheapest minimum coverage car insurance quotes in West Virginia, at an average price of $28 per year, or about $341 per month. To give you an idea of the average cost of car insurance for a 17-year-old, we ran several quotes using a popular make and model for a 17-year-old and an average UK postcode. The average cost of car insurance in New Jersey is $234 per month for full coverage. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. Minimum coverage from Farm Bureau costs around $106 per month for an 18-year-old driver. Get cheap car insurance quotes. The Hanover Insurance Group offers the cheapest minimum-liability auto insurance in Massachusetts, at an average of $35 per month $424 per year. Erie Insurance provides affordable car insurance with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage. In Arizona, the average cost for minimum coverage is $46 per month, or $555 yearly — a savings of $1,076 compared to full coverage. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. State Farm has the cheapest auto insurance for Virginia drivers with an at-fault accident on their record. Geico has the cheapest full-coverage auto insurance quotes in New Jersey. State Farm has the cheapest full coverage insurance in 34 states. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. Best for adding a teen to a policy: Auto-Owners. Basic policies may be the cheapest auto insurance option available, but you get very little financial protection. Typical auto insurance costs $63 less than the national average — about $10 a month in savings. Get insurance from a company that's been trusted since 1936. State Farm: $81: Auto-Owners: $115: American. Age Group. For instance, in our study, we found that average rates for a 20-year-old male driver are 14%. Quotes from Erie are 38% cheaper than the state average and $10 less per month than the next-cheapest insurer, Geico. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. $41/mo. Find out more. All figures used here are averages and actual prices might be higher or lower depending on your age, location and other factors. If you want to check your . Cheapest car insurance rates by city in Georgia. Progressive has the cheapest car insurance for a 65-year-old in California, while Geico is the cheapest company for that same driver in Florida. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. Compared to full coverage, getting liability-only coverage at the state minimum level will make your auto insurance much cheaper. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. For full coverage, a Californian with a clean driving record can expect to pay an average of. Good drivers can find minimum insurance coverage as low as $38 per month or full coverage as low as $105 per month in the city. Company. Company. Updated: 11/16/23. Geico has the cheapest quotes for young drivers in New Hampshire. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. We found a typical price of just $91 per month, which is 62% less than average. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. Westfield 4. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Travelers Cheapest Car Insurance Companies of 2023 *USAA auto insurance is available only to the military, veterans and. The average cost of full-coverage car insurance in. Cumberland Mutual. 6T VXR 3d. Admiral: Best for multi-car. Cheap auto insurance in Hawaii for minimum coverage. Country Financial: $532 per year; Capital Insurance Group: $544 per year; Dairyland offers the least affordable auto insurer in the state for minimum coverage. USAA is one of the cheapest auto insurance providers on the market. Geico has the second-cheapest average annual rate for drivers with poor credit, $919 lower than the national average in this category. State Farm has the most affordable quotes for teens for full-coverage insurance, at $282 per. Monthly rate. That’s a whopping difference of more than. The table shows average rates for drivers aged 60, 65, 70 and 75 in all states, for a driver with a clean record and good credit. NYCM offers the cheapest auto insurance rates for young drivers in Buffalo at $70 a month for minimum coverage and $140 a month for full coverage. Unless you are affiliated with the military and qualify for coverage from USAA, State Farm is likely your best bet for affordable full coverage car insurance. 1 are the cheapest cars to insure while those in insurance group 50 are the most expensive. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. GEICO ( $114 per month) and North Carolina Farm Bureau ( $133 per month) are. The groups start at 1 for the cheapest cover rising to 50 for the most-expensive cover. Insurers put all cars into groups from 1 to 50. Many employers also bundle additional coverage options, such as dental insurance, along with their main plan. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. View the cheapest car insurance rates from some of. Cheapest: $22/mo. The cheapest state is Vermont, where a full coverage policy costs only $92 per month. Michigan auto insurance laws. Why trust our top picks. It also offers the best full coverage quotes for teen drivers, at $181 per month. Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. The cheapest car insurance for 23-year-olds is available from American National Finance, which offers insurance rates for this age group at about $99 a month, according to a 2022 Insurance. To find an agent for a specific company, visit the company's website to find an agent closest to you. Lisa McArdle. 32. Company. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. Read NerdWallet’s roundup of the 10 best cheap car insurance companies, including Auto-Owners, Geico and State Farm. Texas Farm Bureau Insurance has the lowest average rates in Houston at $1,243 per year for full coverage. These groups go from 1 to 50, with those lower down the list being cheaper to insure. If you are interested in top-rated car insurance companies, The Zebra's Customer. The average cost of a car insurance policy in Birmingham is $824 per six-month policy — $137 per month. 1. Cheapest insurance companies by age group. In Missouri, the average cost for minimum coverage is $90 per month, or $566 yearly — a savings of $1,212 compared to full coverage. A solid five-door family hatchback – or estate or even a swoopy Fastback model, if you prefer – the Hyundai i30 is a great choice for those looking for cars in the 11-20 bracket. Company. Progressive is the. monthly cost. With a typical Bronze plan, the insurance company pays 60% of. $31/mo. The Zebra's key takeaways about car insurance in Omaha: The average cost of a car insurance policy in Omaha is $903 per six-month policy — about $150 per month. The company's average rate for a full-coverage policy is $72 per month. $26/mo. USAA is only available to members of the military. Cheapest Car Insurance In New Jersey. Cheap auto insurance in Hawaii for minimum coverage. Min & Max group sizes apply. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. subsidiary. Geico also has cheap quotes, averaging $52 per month. Bureau of Labor Statistics. However, Capital Insurance Group fell flat regarding its add-on coverage and discount. The average cost of a car insurance policy in Fremont is $939 per six-month policy — or $157 per month. Not necessarily - in fact your 50s and 60s could be your cheapest decades for car insurance. Car Insurance Near Me. Cheapest: $22/mo. Senior car insurance costs vary significantly among the insurance companies we analyzed, with a difference of $1,188 between the least and most expensive companies. Insurers put all cars into groups depending on their value, the cost of repairs, and the risk of them being in an insurance claim. Nerdy takeaways Car insurance costs are up across the country. Enter your registration number Or find your car by make and model. These top companies all offer quotes under $130 per month, cheaper than the average monthly cost of a full-coverage policy in Nebraska, which is $142. Average monthly auto insurance premiums in New Hampshire. S. The average car insurance cost was £561 between July and September 2023 for comprehensive cover—up 29% from £436 a year earlier (Q3 2022) and the highest since the ABI started collecting this data back in 2012. Get an electric vehicle insurance quote in minutes. The average worker is responsible for less than a third of their monthly insurance cost. Vehicles in group 32 tend to be more expensive to insure. To help drivers in Idaho find the best cheap car insurance, our editorial team collected quotes from top insurance. 23. Group 13 cars tend to have reasonable security and safety features, average performance and relatively low repair costs, so. So the car's typical owners tend to be riskier drivers. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. The. State Farm and GEICO also offer Virginia drivers cheaper rates, with monthly liability costs as low as $36 and $49, respectively. As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. For drivers with a recent speeding ticket in Maryland, here are the companies with the lowest average rates for minimum coverage: Erie: $1,478 per year, or about $123 per month. Farm Bureau is the second-most affordable company, at $220 per month. Cheapest Car Insurance in Oregon for Sports Cars (November 2023) The cheapest auto insurance providers in Oregon if you drive a sports car are: American Family: $875 per year. We found that USAA tends to offer the cheapest car insurance for 65-year-old drivers at an average cost estimate of $1,057 per year or $88 per month for full-coverage car insurance. The best cheap car insurance companies offer young and new drivers affordable premiums, a strong set of. ©2023 GEICO. Increase your deductible for instant savings. In Utah, average annual auto insurance costs increased by $73 in the past year. Coverage Level. This might seem counterintuitive, but fully comprehensive car insurance policies tend to actually be the cheapest, despite offering the most cover. The number of insurance groups has changed in recent years. The Cheapest Car Insurance Rates in Maine are $17/Mo ($202/Yr) for Liability Insurance from USAA and $46/Mo ($557/yr) for Full Coverage from Auto-OwnersHere are Forbes Advisor’s picks for the best car insurance companies of November 2023: American Family: Best for Low Level of Complaints. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. Erie is the cheapest regional provider, with average rates of $98 per month, and Geico is the cheapest mass. How we got this rate. 2023 Kia Rio. Read on to understand more about the different car insurance groups and the cheapest cars to buy and insure in 2019. For example, AAA members can get. Admiral: Best for customer service. Capital Insurance Group is the best cheap car insurance in Las Vegas, with an affordable minimum coverage policy costing $521 a year on average. The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies. Car insurance in Laredo costs an average of $1,107 for a six-month policy or $185 per month on average. These were the 10 cheapest cars to insure in 2023 based on annual premiums, according to our data: Subaru Outback ($1,512).